VA loans have always been a powerful borrowing tool, but they have been supercharged with these important VA loan changes for 2020. For starters, the VA no longer places limits on the size of the VA loan for qualified borrowers under a new rule that kicked in on Jan. 1. However, keep in mind that individual lenders may impose their own limits. This is good news for a number of reasons, mainly because VA borrowers now have access to homes that are more expensive. VA loan changes For the … [Read more...]
The Two Biggest VA Loan Myths Debunked
Many homebuyers have a less-than-ideal picture of what the home buying and mortgage approval processes look like. There are many misconceptions when it comes to buying a home, such as the home loan myths that you need 20 percent down or people with poor credit don’t qualify. When it comes to VA loans, the two biggest myths right now seem to be that the VA loan benefits expire and the process takes longer due to government bureaucracy. Both of these are untrue. Let’s take a look: Myth #1: VA … [Read more...]
Rates are dropping: What does that mean for you?
There’s been lots of talk about mortgage rates increasing. Since last summer, we’ve been in what’s known as a “rising-rate environment.” But over the last several weeks, something changed. Rates have been falling and are now lower than they were when the rising rate environment was first declared. In fact, last week, mortgage rates fell at their fastest rate since 2009 following a meeting of the Federal Reserve Board. So what does this mean for borrowers, especially veteran borrowers? The … [Read more...]
Honor Women Veterans Today and Every Day
March is Women’s History Month, in which we pay tribute to the important role women played in the history of the United States. For generations, women have been an integral part of the U.S. armed forces, breaking down barriers and changing our society for the better. While this month is intended to celebrate all women, we thought it would a great time to honor women veterans, specifically, for their past, present and future service to this country. While studies show that most people think … [Read more...]
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