One of the least understood home loans options offered through the VA is the Interest Rate Reduction Refinance Loan, or IRRRL. An IRRRL can lower your interest rate by refinancing your current VA home loan. Here are just a few facts about an IRRRL: No appraisal or credit check is required Closing costs can be rolled into the new loan Any VA lender can perform an IRRRL, however many don’t IRRRL’s are not available for cash-out refinances No impact on your VA entitlement for … [Read more...]
Trump signs VA accountability act
President Donald Trump on Friday signed into law what he called “the largest reforms to the VA in its history.” The Department of Veterans Affairs Accountability and Whistleblower Protection Act of 2017 aims to, among other things, end the issues with timely appointments at VA medical facilities. “Today we are taking a very historic action,” the president said. “This law will finally give the VA secretary the authority to remove federal employees who fail and endanger our Veterans — and to do … [Read more...]
July 4th Facts
We all know the Fourth of July is about more than fireworks and backyard barbecues, but sometimes it is hard to comprehend exactly what we’re celebrating as we often take our freedom for granted. Independence Day is just that, a day to celebrate our nation’s independence from a powerful British monarchy that imposed taxation tyranny and forced colonist to quarter British troops among other things. When the Declaration of Independence was first adopted in 1776, the 13 colonies were already … [Read more...]
4 things you didn’t know about VA loans
While most veterans and active duty military personnel are familiar with the home loan program offered through the VA, many still are not entirely sure how it works. Here are a few advantages to a VA mortgage you might not know about: You do not have to be a veteran Loans backed by the U.S. Department of Veteran Affairs (VA) are not reserved solely for veterans. While active-duty and honorably discharged members of the military may qualify for a VA loan, there are others who can qualify as … [Read more...]
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